Struggling with Cash Flow? Get Instant Credit with CC/OD Loans
Running a business comes with financial ups and downs. Whether you need funds for daily operations, inventory, or expansion, a Cash Credit (CC) Loan or Overdraft (OD) Loan provides the flexibility to withdraw funds whenever you need them—without the hassle of applying for a new loan every time.
At Loan Wale Baba, we make business financing easy, fast approvals, minimal paperwork, and competitive interest rates—so you can focus on growth while we take care of your financial needs.
Why Choose a CC/OD Loan?
💰 Unlimited Withdrawals
Access funds whenever you need, up to your approved limit.
🔄Flexible Repayment
Repay and reborrow as per your business needs.
📲 Instant Approvals
Get your loan sanctioned in just a few days
👨💼No Usage Restrictions
Use funds for any business purpose, from inventory to expansion.
⏳Pay Interest Only on What You Use
No need to pay for unused credit.
CC Loan vs. OD Loan – What’s Best for You?
| Feature | Cash Credit (CC) Loan | Overdraft (OD) Loan |
|---|---|---|
| Purpose | Short-term working capital | Emergency cash needs |
| Interest Charged | On utilized amount | On overdrafted amount |
| Security | Usually requires collateral | Can be secured or unsecured |
| Best For | Business owners with ongoing operational expenses | Businesses needing occasional liquidity support |
Still confused? Our experts will help you choose the right loan.
Who Can Apply for a CC/OD Loan?
Our loans are designed to support all types of businesses:
Get a free consultation now & check your eligibility in minutes!
Loan Wale Baba – Your Trusted Partner in Business Financing
Getting a loan shouldn’t be complicated. We make it fast, easy, and hassle-free:
Apply in just 3 steps!
- Fill Out the Form – Takes just 2 minutes.
- Submit Documents – Simple & minimal paperwork.
- Get Funds – Fast approval, quick disbursal!
Documents Required for CC/OD Loan
- Business KYC (PAN, Aadhaar, GST registration)
- Bank Statements (Last 6–12 months)
- Financial Reports (Balance sheet, P&L statement, ITR)
- Collateral Documents (If applying for a secured loan)
Don’t have all the documents? Don’t worry! Our experts will guide you through the process.
Get Your CC/OD Loan Approved in No Time!
A CC/OD loan is the smartest way to manage business finances without stressing over cash flow. Loan Wale Baba ensures you get the best deal with the fastest processing times.
1000+ businesses trust us. It’s your turn now.
Disclaimer: The information provided on this page is for general informational purposes only and should not be considered as financial or legal advice. Loan terms, interest rates, eligibility criteria, loan processing fees, and other details may vary based on the lender’s policies and are subject to change without prior notice. Applicants are advised to verify all details, including loan processing fees, with their respective financial institutions before making any financial decisions.
